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  • Group Long-Term Disability Benefits Offset Study
    monthly benefit • Plan offset methodology, e.g., primary, family, all sources integration • Minimum monthly ... • Actual offset benefits – by type, e.g., SSDI primary, family, SS retirement, WC, Retirement DI, state ...

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    • Authors: Robert Beal
    • Date: Jul 2009
    • Competency: External Forces & Industry Knowledge>External forces and business performance
    • Topics: Health & Disability>Disability insurance
  • The Impact of AIDS on Life and Health Insurance Companies: A Guide for Practicing Actuaries
    on the other hand may increase the cost of health care by requiring longer and more expensive treatment ... ultimate death were reviewed by the Task Force. The primary model used by the Task Force was the model by ...

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    • Authors: Application Administrator, Robert Beal, Jay P Boekhoff, David J Christianson, Ronald Colby, Michael Cowell, Gary E Dahlman, David Holland, Walter H Hoskins, William C Koenig, Barbara Lautzenheiser, Richard W Mathes, Thomas W Reese, John E Tiller, Harry A Woodman, Michael L Zurcher
    • Date: Oct 1988
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
  • Group Long-Term Disability Benefits Offset Reserving Practices Survey
    payment and/or use separate end dates for the primary and dependent Social Security disability benefits ... 5. Most participating companies estimate the primary and dependent Social Security benefit offsets ...

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    • Authors: Robert Beal
    • Date: Jun 2010
    • Competency: Technical Skills & Analytical Problem Solving
    • Topics: Health & Disability>Disability insurance
  • The Financial Implications of AIDS for Life Insurance Companies in the United States
    accumulation stage and none during payout. Long-term-care insurance is a concern if issued at younger ages ... geographical and other company differences, is a primary feature of this report. However, the Task Force ...

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    • Authors: Robert Beal, David J Christianson, Harold J Deutscher, Ardian Gill, William C Koenig, Paul E Sarnoff, Thomas Reese
    • Date: Oct 1990
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Life Insurance>Reserves - Life Insurance
  • 2005-2015 Experience Adjustments to the 2013 IDI Valuation Table Policy Incidence Rates
    lowered claim costs by 25% on average. The primary steps involved in producing the analyses in this ... longevity; diversity, equity and inclusion; health care cost trends; and catastrophe and climate risk.

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    • Authors: Jay Barriss, Robert Beal, Thomas Corcoran, Laurie Jean Fede, Tasha Khan
    • Date: Apr 2022
    • Competency: External Forces & Industry Knowledge
    • Topics: Health & Disability
  • Individual Disability Claim Incidence Trends, 1990–2006, Relative to the 2013 IDI Valuation Base Table
    significant reductions due to a movement toward managed care and higher malpractice premiums. Along with reduced ... time by occupation class. Figure 5 The primary occupation classes in the ESML market are M and ...

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    • Authors: Robert Beal
    • Date: Jan 2018
    • Competency: External Forces & Industry Knowledge
  • The Financial Implications of AIDS for Individual Disability Insurance in the United States
    geographic and other company differences, is a primary feature of this report. However, the Task Force ... multipliers. 2.5 Underwriting Adjustments Of primary importance to the impact of HIV on a company's ...

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    • Authors: Robert Beal, David J Christianson, Harold J Deutscher, Ardian Gill, William C Koenig, Paul E Sarnoff, Thomas Reese
    • Date: Oct 1990
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Experience Studies & Data>Disability; Health & Disability>Disability insurance